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INSURACHECK'S BOTTOM LINE
No Fees for Check Collections Ever
We Handle Everything
No Binding Contracts
100% Satisfaction Guaranteed
Check consolidation
Check consolidation is a highly effective tool that allows businesses that accept checks two advantages:
- Reduce bank return item fees typically by more than half
- Allows businesses much quicker notification of bounced checks (typically within 3 days of when you deposit a check)
Number one is self explanatory. If you could cut your return item fees, charged by your bank, in half, wouldn't you? All without changing ANY of your current bank procedures.
Number two means with our check consolidation in place, all bounced checks are directly routed to our affiliate bank by inter-banking mail, which is typically within two days anywhere within the U.S. Your bank NEVER charges you “return item” fees again. Our affiliate bank, because of our volume with them, charges you much less, typically $2.50 per item or less.
You are sent an automatic fax each day as to any checks that bounced within three days of when you deposited them. This allows you to know of any habitual bad check writers within three days to watch out for them. This also allows us to begin the collection process much quicker.
This process automatically cuts your bank fees in half and there is no change to your current banking procedures other than stamping the back of your checks with an endorsement stamp (which you already do) with a stamp we provide with some extra banking numbers. That’s it.
Contact us Today to see if your business qualifies for this essential savings of time and most of all money!
Check Guarantee
Guarantee with Check Conversion is a guarantee program with electronic conversion. Checks are scanned through a check scanner, and you can then return the check to your customer. The paper check is converted into an electronic transaction and electronically deposited in your bank account. If the check is later returned due to insufficient funds, you still receive the full value of the check.
Traditional Paper Check Guarantee without Check Conversion will allow you to key- enter or run a check through a verification machine or to guarantee the value of the check. You will still need to deposit the check in your bank, but if the check is later returned as insufficient, you will still receive the full value of the check.
Check Conversion
Check Conversion without Guarantee is a conversion without guarantee. After you scan your customer's check through a check scanner, the funds are automatically deposited into your bank account. If the check later is returned insufficient, you will need to take actions to collect the value of the check.
Check Conversion with Guarantee is an electronic conversion with guarantee program. Checks are scanned through a check scanner, and you can then return the check to your customer. The paper check is converted into an electronic transaction and electronically deposited in your bank account. If the check is later returned due to insufficient funds, you still receive the full value of the check.
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